IDFC First Bank

IDFC First Home Loan

Fulfill your dream of owning a home with IDFC Home Loan with easy EMIs & attractive rates. Get a Chance to Win 90,000* Cashback.

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    Highlights

    Rate of Interest

    8.85% to 9.9% p.a.

    Tenure

    1 to 30 Years

    Processing fee

    Upto 1% + GST

    Loan Amount

    Rs.5 lakh - 10 crore

    Prepayment Charges

    Zero

    Foreclosure Charges

    Zero

    Features

    👉Competitive pricing for focused profiles

    👉Multiple surrogate programs like B.T, Banking, and NIP schemes

    👉1:1 multiplier basis banking program

    👉Higher Eligibility

    👉Seamless digital journey

    Required Documents

    👉 👉 Mandatory Documents 

    1. KYC, appointment letter, and experience letter

    2. Salary slip for 3 months

    3. Bank statement for 12 months

    4. Latest Form 16 for the last 2 years

    5. Company ID

    6. ITR for the last 2 years

    7. Balance sheet for last 2 years

    8. P&L account for last 2 years

    9. Shop & Establishment certificate

    10. Partnership deed/ MOA & AOA

    11. Bank statement for 12 months

    👉 For salaried individuals

    1. KYC, Appointment letter, and Experience letter

    2. Salary slip for last 3 months

    3. Bank statement for 12 months

    4. Latest Form 16 for the last 2 years

    5. Company ID

    👉 For self-employed individuals

    1. KYC, ITR for the last 2 years

    2. Balance sheet for last 2 years

    3. P&L account for last 2 years

    4. Shop & Establishment certificate

    5. Partnership deed/ MOA & AOA

    6. Bank statement for 12 months

    👉 For Farmers

    Main income has to be different from agricultural income for the case to be doable.

    👉 For non-resident Indians (NRIs)

    1. For Shipping employees, a CDC certificate and qualification certificate is mandatory.

    2. For NRI, cibil report of the specific country, visa, address proof, and HR email ID is mandatory.

    Home Loan Calculator

    Interactive Home Loan Calculator

    Home Loan Calculator

    Eligible for EMI Amount: ₹0.00
    Principal Amount: ₹0.00
    Interest Amount: ₹0.00

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